Hi LincolnPenny:
{With tongue well placed in cheek}
From my way of looking at things it like this:
At work you use a computer to MAKE money.
Here, as a hobbyist, you learn what to SPEND money on.
Therefore, hide your credit cards.
There are always someone talking about wood ($$), finishing ($), patterns (little $) and once in a while someone will give links to tool store where you can burn up an entire credit card.
But do get one or two books from Fox Chapel, not a lot of $$, and they are good intro books into the hobby.
By the Way, Did I Mention the cost of the Scroll Saw itself??
Hang on to your credit card!!!!
Phil